Paying for LASIK

LASIK is an investment in your vision. Based on patient experience, it’s also an experience that adds valued benefits and satisfaction to a person’s life. Having LASIK eye surgery is a better solution for many people that have nearsightedness, farsightedness, and astigmatism than other visual aids. If you are considering LASIK surgery to correct your vision issues, you are likely wondering how you will pay for such a surgery.

Most health insurance companies consider LASIK and other vision correction procedures to be not medically necessary, since vision can be corrected with eyeglasses and contact lenses. Therefore, the cost of LASIK typically is not included as a benefit of most major medical plans. Very occasionally, if it can be proven that superior eyesight without eyeglasses or contacts is needed for your occupation, insurance may pay for the procedure. 

A flexible spending account is an employer-sponsored benefit that allows you to pay for eligible medical expenses on a pre-tax basis. If you have a flexible spending account with your employer, consider using that advantage to help pay for your eye surgery.

Monthly financing plans, including Care Credit, may help you pay for your LASIK procedure with a monthly payment for the length of time that fits your budget.

In reality, LASIK is less expensive over time than contacts or glasses. LASIK eye surgery is a fixed cost. Although LASIK surgery is a large one-time expense, it’s often cheaper than the long-term cost of contact lens wear or eyeglasses. Once you have the treatment, there are no more fees. If you’re wondering if you can afford LASIK, contact Kalamazoo Ophthalmology at 269-329-5860 or website to schedule your LASIK consultation today!